Giving Options


To maximize your charitable deduction and deliver immediate benefits to CHAD, please consider the following gift options:

A)    Cash

 Gifts in the form of cash which include checks, money orders, currency and credit card payments are all accepted by CHAD.

B)     Publicly Traded Securities

Gifts of publicly traded securities, including stocks, mutual funds, municipal and corporate bonds, and treasury bills and notes, which are traded on the New York or American Stock Exchange shall be accepted by CHAD. Gifts of appreciated securities may provide you with tax benefits. Please discuss you tax situation with your financial advisor, accountant or attorney.

Gifts of stock may be wire transferred to a CHAD brokerage account . Please contact the Department of Fundraising & Resource Development for further details regarding this type of transaction. When transferring stock, please ask your broker to include your name on the transaction so that it will help us to identify your gift and acknowledge it promptly.

C)    Real Property

Gifts of real estate may include developed and undeveloped residential and commercial property. In general, residential real estate located within DuPage and Kane counties will be accepted, unless CHAD shall determine that the property is not suitable for acceptance as a gift.  Unless the property is to be kept for programmatic use, CHAD will attempt to sell at a reasonable price reflected by the current market value.

D)    Tangible Personal Property

 Gifts of jewelry, artwork, collections and other personal property may be accepted by CHAD.  Gifts of personal property shall not be accepted without first being appraised by a 3rd party chosen by CHAD.

E)     Life Insurance  

CHAD will generally accept life insurance but it must be named as both beneficiary and irrevocable owner of an insurance policy before a life insurance policy can be recorded as a gift.


Planned Giving refers to any charitable gift that requires more thought and planning to execute than outright gifts. In addition, planned giving has been traditionally defined as a gift that an individual makes near the end of his/her lifetime. To leave a lasting legacy and receive assurance that your personal goals may be achieved, please consider the following endowment and estate giving options:

A)     Bequests:

Donors and supporters of CHAD are encouraged to make charitable bequests to CHAD under their wills and trusts. Such bequests will not be recorded as gifts to CHAD until such time as the gift is irrevocable. When the gift is irrevocable, but is not due until a future date, the present value of the gift may be recorded at the time the gift becomes irrevocable.

B)      Pledges:

CHAD will accept pledges for gifts (cash or securities) provided that the pledges have a clearly specified dollar amount and fixed time table. In addition, the donor cannot proscribe any contingencies or conditions.

C)      Charitable Gift Annuities

 CGA are a form of planned giving and involve a contract between a donor and CHAD, whereby the donor transfers cash or property to charity, such as CHAD, in exchange for a partial tax deduction and a lifetime annual income stream from CHAD.

 D)     Charitable Remainder Trusts

CRTs are a form of planned giving. It is an irrevocable trust that is typically funded with the sale of highly appreciated property and which provides named beneficiaries with a fixed income stream for a period not to exceed 20 years, after which the remainder of the donated assets are given to charity.

CHAD may accept designation of a remainder beneficiary of a charitable remainder trust.CHAD will not accept appointment as trustee of a charitable remainder trust.

E)      Charitable Lead Trusts

 CLTs are a form of planned giving. The opposite of a CRT, CLTs are irrevocable trusts that generate a potential income stream for a nonprofit organization for a term of years or for the life of an individual(s) with the remaining assets going to family members or other non-charitable beneficiaries.

CHAD may accept a designation as a beneficiary of a charitable lead trust. CHAD will not accept  an appointment as Trustee of a charitable lead trust.All proposed Charitable Lead Trusts must be reviewed prior to commitment of assets by the Board of Directors and counsel.


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Community Housing Advocacy and Development 531 East Roosevelt Road, Suite 200 Wheaton, IL 60187 (Map + directions) Phone: (630) 456-4452 Fax: (630) 580-9244

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Monday–Friday, 8:00am–4:30pm

From the community

“I don't have to worry anymore about people fighting and shooting in my neighborhood.”

—Gwendolyn H.


10.1% of children in DuPage County live in poverty CHAD helps families stay together.